Wednesday, April 10, 2013
Stocks gain led by materials companies
NEW YORK (AP) — Stocks climbed on Wall Street, led by materials and energy companies after a rally in commodity
Stocks edge higher as earnings start
NEW YORK (AP) — Stocks rose modestly Tuesday as traders lacked a catalyst to push the market higher following a strong start to the
Tuesday, April 9, 2013
Yen stays weak, Asian shares rise on U.S. earnings
By Chikako Mogi TOKYO (Reuters) - The yen fell to fresh multi-year lows and Japanese stocks touched near five-year highs on Tuesday as effects of the Bank of Japan's aggressive reflationary
Asian shares rise on U.S. earnings
By Chikako Mogi TOKYO (Reuters) - The yen fell to fresh multi-year lows and Japanese stocks extended gains on Tuesday as effects of the Bank of Japan's aggressive reflationary campaign
Sunday, April 7, 2013
Pension underfunding grows despite U.S. market rally: study
By David Randall NEW YORK (Reuters) - The gap between what major corporations will owe retired workers and how much they have put aside grew last year despite a strong stock market rally, according
Wall Street Week Ahead: Earnings next hurdle for bulls as rally slows
By Rodrigo Campos NEW YORK (Reuters) - The stock market's robust rally was slowing even before Friday's jobs report, but the red flag sent up by the weak payrolls data makes the path to
Friday, April 5, 2013
Stocks pare losses after jobs report disappoints
NEW YORK (AP) — Stocks fell on Wall Street Friday after the government reported that U.S. employers added the fewest jobs in nine months in March and more people gave up looking for work. The
S&P keeps UK at AAA, warns of future rating risk
LONDON (AP) — Standard & Poor's rating agency says Britain's cherished AAA long-term credit rating will stay for now — but warned there was still a chance of a downgrade if the economy
U.S. trade deficit narrows in February as crude oil imports drop
WASHINGTON (Reuters) - The U.S. trade gap narrowed unexpectedly in February as crude oil imports fell to their lowest level since March 1996 and overall exports increased slightly, a Commerce
South Korea warns of prolonged North Korea impact on markets
By Choonsik Yoo SEOUL (Reuters) - South Korea's top finance officials warned on Friday that tensions with North Korea could have a prolonged impact on markets and vowed to ensure stability, as
Thursday, April 4, 2013
Stocks edge higher after Wednesday's drop
NEW YORK (AP) — Stocks edged higher in early trading on Wall Street Thursday, paring some of their losses from the day
Wall Street rises on supportive central banks
By Ryan Vlastelica NEW YORK (Reuters) - U.S. stocks rose on Thursday as robust action by the Bank of Japan and supportive remarks by U.S. officials indicated that equity markets would continue to be
Wednesday, April 3, 2013
NEWSMAKER: U.S. Attorney Preet Bharara familiar with the limelight
By Joseph Ax NEW YORK (Reuters) - Manhattan U.S. Attorney Preet Bharara has proven adept with the media, landing on the cover of Time magazine and being named the latest "Sheriff of Wall
RPT-Dubai developer Damac plans share listing - sources
(Repeats story originally issued on Tuesday with no changes totext) By Dinesh Nair and Praveen Menon DUBAI, April 2 (Reuters) - DAMAC Properties, aprivately-held Dubai developer, is considering
Tuesday, April 2, 2013
Saudi Maaden shuts ammonia plant for two weeks of repairs
DUBAI, April 2 (Reuters) - Maaden Phosphate Company (MPC)shut its ammonia plant at Ras Al Khair on Monday for unscheduledrepairs which are expected to take about two weeks, SaudiArabian Mining
Nasdaq to buy eSpeed platform for $750 mln
By John McCrank REUTERS - Nasdaq OMX Group Inc agreed to buy electronic Treasuries-trading platform eSpeed from BGC Partners Inc for $750 million in cash, providing the exchange operator an entry
Monday, April 1, 2013
Infosys shares gain on Q4 earnings optimism
Reuters Market Eye - Shares in Infosys Ltd end up 1.9 percent on optimism about its January-March quarter earnings due on April 12, dealers say. In January, Infosys had unexpectedly raised its sales
Panasonic unit in U.S. bribery investigation: WSJ
NEW YORK (Reuters) - A unit of Japan's Panasonic Corp is under investigation by U.S. authorities looking at whether the company paid bribes overseas to airline employees or government officials
Sunday, March 31, 2013
Leadership fight divides Occidental shareholders - report
(Reuters) - Occidental Petroleum Corp chairman and former chief executive Ray Irani is pushing to replace the oil company's current CEO, Stephen Chazen, the Wall Street Journal reported on Saturday,
MIDEAST STOCKS-Saudi stocks inch higher in early trade
0818GMT- Saudi stocks open slightly higher in early trade on Saturday. The all-share index rises 0.05 percent to 7178.75 points. Al Rajhi Bank, the kingdom's largest listed lender, rises 0.38
Friday, March 29, 2013
Record Wall Street boosts sentiment, U.S. holds key in Q2
By Chikako Mogi TOKYO (Reuters) - Whether the world's largest economy can sustain momentum will be a primary focus for investors for the next three months after a general recovery trend in the
Asia stocks modestly higher; Nikkei, yen slip
BANGKOK (AP) — Asian stock markets were mostly higher Friday as momentum carried over from yet another record high on Wall
Wednesday, March 27, 2013
Wall Street ends flat on late buying, Cyprus woes linger
By Rodrigo Campos NEW YORK (Reuters) - Stocks rebounded from early declines to close little changed on Wednesday, but investors were still worried about the chance of a run on Cypriot banks and its
Stock market recovers most of an early loss
NEW YORK (AP) — Stock indexes recouped most of the ground they lost and are closing mostly lower on Wall
Asian stocks follow US higher on upbeat econ data
HONG KONG (AP) — Asian markets followed Wall Street higher on Wednesday after upbeat economic data from the world's largest
Analysis: Citigroup looks to cut cash holdings to boost earnings
By David Henry NEW YORK (Reuters) - Citigroup Inc is considering cutting its cash on hand by about $35 billion, which should help the bank buy higher yielding assets or redeem expensive debt to boost
Tuesday, March 26, 2013
Shares in HellermannTyton open 0.5 percent higher on debut
LONDON (Reuters) - Shares in cabling equipment maker HellermannTyton opened 0.5 percent higher at 196 pence on their London stock market debut on Tuesday. The company earlier priced its sale of a
SEC approves NASDAQ's $62 mln compensation to investors affected by FB's botched IPO
New York, Mar 26 (ANI): The Securities and Exchange Commission has approved a plan by the NASDAQ stock exchange to pay 62 million dollars as compensation to investment firms that lost money because
Monday, March 25, 2013
Wall Street Week Ahead: S&P 500 could see peak but Cyprus talks go on
By Chuck Mikolajczak and Caroline Valetkevitch NEW YORK (Reuters) - U.S. stocks could break through to all-time closing highs this week, but it could depend on a solution to Cyprus' fiscal woes.
Apple buys Silicon Valley startup WiFiSlam
NEW YORK (Reuters) - Apple has acquired a Silicon Valley startup, WiFiSlam, which makes mapping applications for smart phones. Apple confirmed the acquisition, but declined to give details. The news
Friday, March 22, 2013
Global shares, euro rebound on hope Cyprus seals a deal
By Herbert Lash NEW YORK (Reuters) - Global equity markets and the euro rebounded on Friday on hopes Cyprus will avert a financial collapse next week, taking succor from an agreement that shielded
US futures edge up on strong corporate earnings
NEW YORK (AP) — Stock futures are being pushed higher as surprisingly strong earnings from U.S. corporations overshadow the ongoing economic tumult in
Asian shares hover near 2013 lows on growth worries, Cyprus
By Chikako Mogi TOKYO (Reuters) - Asian shares hovered near 2013 lows and gold stayed close to a one-month high on Friday as Cyprus scrambled to find a solution to its funding crisis and concern over
S&P downgrades Cyprus credit rating to CCC from CCC-plus
By Daniel Bases NEW YORK (Reuters) - Standard & Poor's cut the sovereign long-term foreign currency credit rating on Cyprus deeper into junk status on Thursday, lowering the rating to CCC from
Wednesday, March 20, 2013
Stocks rise as Federal Reserve stands by stimulus
WASHINGTON (AP) — After two days of worrying about Europe, the stock market got a boost from the Federal Reserve
Wall Street ends higher as Fed keeps stimulus in place
By Caroline Valetkevitch NEW YORK (Reuters) - Stocks climbed on Wednesday, with the S&P 500 snapping a three-day losing streak as the Federal Reserve reassured investors that it would keep
Tuesday, March 19, 2013
BAE Systems freezes CEO King's salary after earnings drop
LONDON (Reuters) - BAE Systems Plc has frozen the salaries of Chief Executive Ian King and two other top executives, after group earnings were hit by U.S. budget cuts and delays to a deal with Saudi
Upturn in home construction sends stocks higher
NEW YORK (AP) — A surprisingly strong increase in new home construction is sending stocks higher in early trading on Wall
Wall Street set to open higher after two-day decline
By Angela Moon NEW YORK (Reuters) - Stock index futures rose on Tuesday, helped by signs that the U.S. housing market recovery is gathering pace, as investors shrugged off developments in Cyprus that
Sunday, March 17, 2013
U.S. regulators probing high-speed traders for "wash trades"
(Reuters) - U.S. futures regulators are looking into whether high-speed traders indulged in "wash trading," a strategy in which they improperly buy and sell futures contracts without taking
Singapore's Sembcorp Marine gets $417 mln order for 2 rigs
SINGAPORE, March 18 (Reuters) - Singapore's Sembcorp Marine, the world's second largest builder of offshore oilrigs, said on Monday its subsidiary PPL Shipyard has securedorders for two jack-up rigs
Wall Street Week Ahead: Big gains, low valuation - why worry?
By Ryan Vlastelica NEW YORK (Reuters) - Major stock indexes have never been higher - and yet that's hardly scaring people. Stocks have soared in 2013, with the Dow climbing almost 11 percent to
Dow's winning streak ends; dollar falls
By Richard Leong NEW YORK (Reuters) - Wall Street stocks fell on Friday as a drop in JPMorgan Chase led to the end of Dow Jones industrial average's 10-day rally, while the dollar retreated from
Friday, March 15, 2013
Asia stocks up as US jobless data fuels optimism
BANGKOK (AP) — Investor optimism about the economy pushed Asian stock markets higher Friday after Wall Street logged more gains and the U.S. job market showed further signs of
Fed tells JPMorgan, Goldman to improve capital plans
By Emily Stephenson and Rick Rothacker (Reuters) - In a blow to two major Wall Street banks, the Federal Reserve told Goldman Sachs Group Inc and JPMorgan Chase & Co that they must fix flaws in how
Wednesday, March 13, 2013
Asia stocks cautious despite strong US retail data
BANGKOK (AP) — Asian stock markets mostly retreated Thursday as caution prevailed despite a ninth day of gains on Wall Street and bump up in U.S. retail
Dollar hovers near highs, Asian shares steady
By Chikako Mogi TOKYO (Reuters) - The dollar hovered near a seven-month high against a basket of currencies on Thursday as strong U.S. retail sales data sustained an optimistic growth outlook, while
Stock index futures just down
PARIS (Reuters) - Stock index futures pointed to a slightly lower open on Wall Street on Wednesday, with futures for the S&P 500 down 0.11 percent, Dow Jones futures down 0.06 percent and Nasdaq
Kenyan shilling seen firmer on stocks rally
NAIROBI (Reuters) - The Kenyan shilling was steady early on Wednesday and traders said the local currency could firm to 85.00 per dollar, helped by foreign investors streaming into the stock market
Monday, March 11, 2013
Asia markets edge higher on back of Dow gain
BANGKOK (AP) — Asian stock markets edged up Tuesday, ignoring Europe's doldrums and taking cues from another sizzling day on Wall
Asian shares mostly higher on record Dow, yen slips
By Chikako Mogi TOKYO (Reuters) - Wall Street's record close overnight bolstered most Asian shares on Tuesday as growing confidence in the U.S. economy underpinned investor risk appetite, while
Market Chatter-Corporate finance press digest
March 11 (Reuters) - The following corporate finance-relatedstories were reported by media over the weekend and on Monday: * Singapore state investor Temasek Holdings willtake a stake in Essen-based
Analysis: S&P paper trail may lead nowhere in government case
NEW YORK (Reuters) - In early 2007, as signs of distress began appearing in securities backed by residential mortgages, executives at Standard & Poor's began advising analysts responsible
Sunday, March 10, 2013
Politicians look for credit in a rising economy
WASHINGTON (AP) — Increased hiring, lower unemployment, stock market on the rise. Who gets the
In a rising economy, politicians look for credit
WASHINGTON (AP) — Increased hiring, lower unemployment, stock market on the rise. Who gets the
Saturday, March 9, 2013
Britain's esure eyes £1.1 billion valuation in market debut
LONDON (Reuters) - British home and motor insurer esure expects to be valued at around 1.1 billion pounds when it makes its London stock market debut this month, it said on Friday. That values
Jobs growth sends shares, dollar higher
LONDON (Reuters) - A unexpectedly sharp rise in hiring by U.S. employers in February sent world shares and the dollar higher on Friday while U.S. Treasuries fell as investors bet on a solid recovery
Friday, March 8, 2013
Goldman's key capital ratio performs better in own stress test
NEW YORK (Reuters) - Goldman Sachs Group Inc's key capital ratio would be higher in its own stress test compared with a projection released by the Federal Reserve, according to a document posted on
Thursday, March 7, 2013
Shares gain on U.S. jobs data, euro up after ECB
NEW YORK (Reuters) - Global equity markets rose on Thursday after an encouraging U.S. weekly labour market report indicated a steadily improving economy, while the euro strengthened after the
Nikkei rises above 12,000, first time in 4-1/2 years
TOKYO (Reuters) - Japan's Nikkei share average rose above 12,000 on Thursday for the first time in 4-1/2 years, with risk appetite supported by a record high on Wall Street and the prospect of
Asian shares pause after rally, watch c.bank meetings
TOKYO (Reuters) - Asian shares paused from two strong days of gains on Thursday, with investors watching meetings of the central banks of Japan, Britain and the euro zone for signs of policy easing.
Tuesday, March 5, 2013
Cadbury used nonexistent factory to avoid India taxes - WSJ
(Reuters) - Cadbury Plc, now part of Mondelez International Inc , used a nonexistent factory in India to avoid about $46 million (30.4 million pounds) in taxes, the Wall Street Journal reported on
South Africa stocks up 2 pct as Dow hits record
JOHANNESBURG (Reuters) - South African stocks booked their best performance in two months on Tuesday, rising nearly 2 percent as Wall Street touched a record high and expectations of Chinese stimulus
Core Education shares fall on S&P action
Reuters Market Eye - Shares in Core Education & Technologies Ltd fall 3.2 percent after Standard & Poor's Ratings Services on Monday placed its "B-plus" long-term corporate credit rating of the
Monday, March 4, 2013
Stocks edge up as Wall Street gains; supply weighs on oil
NEW YORK (Reuters) - U.S. stocks rebounded late in the day on Monday to close higher, boosting a gauge of global equities, while crude oil prices were pressured by indicators that oil markets are
Sunday, March 3, 2013
Asian shares tumble; property curbs spark China sell-off
TOKYO (Reuters) - A sell-off in Chinese equities dragged Asian shares down sharply on Monday, as worries about Beijing tightening its grip on the property sector compounded weak sentiment already
GS Yuasa says working closely with Boeing to get 787 flying
TOKYO (Reuters) - GS Yuasa Corp , the Japanese maker of lithium-ion battery cells used in Boeing Co's 787 Dreamliner, said it is working closely with the U.S. company, lead battery contractor
With record highs in sight, stocks face roadblocks
NEW YORK (Reuters) - If Wall Street needs to climb a wall of worry, it will have plenty of opportunity this week. Major U.S. stock indexes will make another attempt at reaching all-time records, but
Saturday, March 2, 2013
Wall Street flat, losses trimmed after data
NEW YORK (Reuters) - U.S. stocks were little changed, trimming earlier losses by mid-morning trading on Friday, with the Dow index turning positive briefly after an encouraging read on manufacturing
Goldman trims risk-taking to lowest level in 7 years
(Reuters) - Goldman Sachs Group Inc reduced its risk-taking for a third straight year, with potential losses from trading positions dropping to the lowest level in seven years, reflecting a more
Thursday, February 28, 2013
Asian shares capped by China PMI slip, U.S. budget worry
TOKYO (Reuters) - Asian shares were capped on Friday, with sentiment dented by lackluster manufacturing data from China and worries over the economic fallout from Italy's political confusion as
Boeing to cut jobs at second Dreamliner plant: report
SEATTLE (Reuters) - Boeing Co will cut hundreds of jobs at a South Carolina plant that makes 787 Dreamliners over the course of this year, but the move has nothing to do with the recent grounding of
Indexes rise on retail gains, home sale surge
NEW YORK (AP) — More evidence that the housing market is recovering boosted stocks on Wall Street Wednesday. Gains for discount retailers also pushed indexes higher after Dollar Tree posted strong
Stocks up on Wall Street; led by retailers
NEW YORK (AP) — U.S. stocks are rising in midday trading because of strong earnings from discount retailers and more evidence that housing is
Wednesday, February 27, 2013
Clearwire may tap financing from Sprint Nextel: WSJ
(Reuters) - Clearwire Corp plans to tap financing from Sprint Nextel , in a move that further complicates Dish Network's effort to buy Clearwire, the Wall Street Journal reported, citing people
For Great Advice On How To Invest, Try These Helpful Tips!
Are you looking for strong returns on your stock investments? Do those returns never seem to be realized? It is a draw for many investors, however very few people have the proper information to be
Tuesday, February 26, 2013
Goldman ex-director Gupta must repay bank $6.22 million
(Reuters) - A federal judge on Monday ordered former Goldman Sachs Group Inc director Rajat Gupta to reimburse $6.22 million to help the Wall Street bank cover its legal expenses related to his
Lowe's 4Q net income tops expectations
Home improvement retailer Lowe's Cos. credits cleanup efforts after Superstorm Sandy and its new pricing strategy for fourth-quarter earnings that surpassed Wall Street expectations.The results
Monday, February 25, 2013
Ratnakar Bank finds profits where others fear to tread
MUMBAI (Reuters) - Starting three years ago with a business remodelling plan, Ratnakar Bank has ventured where few deposit-taking lenders have gone before. The private equity backed company, whose
Barnes & Noble chairman may bid for company's bookstores - WSJ
NEW YORK (Reuters) - Barnes & Noble Inc Chairman Leonard Riggio is considering a bid for the company's bookstore business, the Wall Street Journal reported on Sunday, citing people familiar
Saturday, February 23, 2013
U.S. Justice, Gulf states crafting BP spill settlement
(Reuters) - The U.S. government and Gulf Coast states are considering offering BP Plc a deal under which it pays $16 billion to settle civil suits stemming from the deadly 2010 Deepwater Horizon
Friday, February 22, 2013
Whistleblower files federal lawsuit against Morgan Stanley, FINRA
NEW YORK (Reuters) - A former Morgan Stanley broker who tried to blow the whistle on what he called unethical sales practices, and was later ordered to pay $1.2 million following his departure, is
Wall St rises on HP but S&P on track to end week lower
NEW YORK (Reuters) - U.S. stocks rebounded on Friday as Hewlett-Packard, the largest personal computer maker, surged on strong results, but the S&P 500 index was on the way to end a streak of
Thursday, February 21, 2013
Advent hires Goldman to sell appliance insurer D&G -report
Feb 21 (Reuters) - Private equity firm Advent Internationalhas hired Goldman Sachs to help it sell British applianceinsurer Domestic & General, in a deal that could fetch about 1billion pounds, Sky
Wall Street drops on growth concerns, fear index jumps
NEW YORK (Reuters) - U.S. stocks fell for a second day on Thursday and gauge of investor concern hit its highest in two months after reports cast doubt over the health of the U.S. and euro-zone
Wednesday, February 20, 2013
Einhorn says S&P lawsuit pressures rating agencies
NEW YORK (Reuters) - David Einhorn, hedge fund manager and chairman of reinsurer Greenlight Capital Re Ltd, said Wednesday that the U.S. government's lawsuit against Standard & Poor's
S&P warns risk of Cyprus default "material and rising"
LONDON (Reuters) - Cyprus faces a "material and rising risk" of defaulting on its sovereign debt, especially if the euro zone and International Monetary Fund do not come up with aid, rating
Tuesday, February 19, 2013
BofA's Moynihan gets 73 percent pay increase in 2012
(Reuters) - Bank of America Corp's CEO Brian Moynihan was awarded a 73 percent pay increase in 2012, when the institution resolved crisis-era lawsuits and its stock was one of the sector's
Dell earnings fall 31 percent in 4Q
ROUND ROCK, Texas (AP) — Dell Inc. on Tuesday posted another quarter of declining sales and profits, deepening a downturn that disenchanted shareholders and culminated in the slumping personal
Monday, February 18, 2013
Asia stocks flat as US return from holiday awaited
BANGKOK (AP) — Asian stock markets displayed little momentum Tuesday in the absence of cues from Wall Street following a holiday in the
Wall Street ends slightly down, S&P positive for seventh week
NEW YORK (Reuters) - The S&P 500 dipped in a late decline on Friday as Wal-Mart dropped following a report of a weak start to February sales, though the index just barely extended its streak of
Yen resumes fall after G20, earnings worries hit stocks
LONDON (Reuters) - The yen resumed falling on Monday after Japan signalled it would push ahead with expansionist monetary policies having escaped criticism from the world's 20 biggest economies
DLF gains on hopes of earnings recovery, lower debt
Reuters Market Eye - Shares in DLF Ltd gain 5.2 percent, recovering from four sessions of falls. Rebound in shares comes after DLF vice chairman Rajiv Singh indicates earnings would improve and says
Saturday, February 16, 2013
Exclusive: News Corp, popular tech blog contemplate split - sources
(Reuters) - AllThingsD, the widely read technology blog run by Kara Swisher and Walt Mossberg, has begun discussions with owner News Corp about extending or ending their partnership, sources familiar
Friday, February 15, 2013
Stocks little changed on Wall Street
NEW YORK (AP) — Stocks were little changed on Wall Street Friday, with the S&P 500 barely holding on to its seventh week of
Stocks waver as investors watch G20 talks
NEW YORK (AP) — Stock indexes are little changed in midday trading on Wall Street as investors keep a close eye on a meeting of global finance ministers in
Thursday, February 14, 2013
CBS profit rises but misses Wall Street forecasts
(Reuters) - CBS Corp reported a 6 percent gain in fourth-quarter profit on Thursday, boosted by political advertising on its TV networks and higher revenue from cable channel fees. But the company's
Wall Street waits to see if investors still love SAC Capital
NEW YORK (Reuters) - Outside investors in Steven A. Cohen's SAC Capital Advisors have until the end of the day to decide if they still love the embattled billionaire hedge fund manager. Cohen
Wednesday, February 13, 2013
Key insider trading cooperator sentenced in NY
NEW YORK (AP) — A federal judge on Wednesday ditched his plans to send a cooperator in a historic insider trading case to prison, instead directing that he speak to college students about the
Cisco results beat Street; CEO sees improvement in Europe
(Reuters) - Cisco , the network equipment maker, reported quarterly results that topped Wall Street views on Wednesday, and its chief executive said there were signs of improvements in its business
Analysis: As U.S. gasoline prices soar, hedge fund oil bets near record
NEW YORK (Reuters) - U.S. motorists searching for someone to blame for the highest gasoline prices ever at this time of year have an easy target: hedge funds who have been quietly amassing winning
Tuesday, February 12, 2013
Your Stock Portfolio: What You Need To Know
Taking the time to do research and become knowledgeable about the market is the key factor in guaranteeing good investments and profits. There are some potential minefields, however, and you should
Monday, February 11, 2013
Management lessons from Kumbh
There are management lessons for leaders in large gatherings and events. Look at an event like the Kumbh Mela in India and explore what makes it a success. This largest gathering on earth has naked
Wall Street Week Ahead: Strong start to 2013 could be tested
NEW YORK (Reuters) - The U.S. stock market is no stranger to strong performances in January, only to see the lofty gains early in the year transition into months of grinding action that goes nowhere.
Tuesday, January 29, 2013
Tips And Advice For Wise Stock Market Investing
The stock market can be exciting for all investors. There are many ways to invest your money, but it all depends upon how much you are willing to risk and what your investment goals are. No matter
Tuesday, January 15, 2013
Navigate Your Way Around The Stock Market With These Money Making Tips
Everybody knows somebody that made it huge through investing, but they also know lots of people who lost quite a bit. Your goal is to decide which stocks will bring your good returns and which will
Tuesday, January 1, 2013
Make The Most Of The Stock Market With These Great Tips.
We've all heard stories of people making large amounts of money on the stock market, but at the same time, there are those who have lost everything. The key is knowing where you should place your
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